Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website venusinsurance.in and any enquiries or interactions you have with Venus Insurance & Risk Advisors ("VIRA", "we", "us", "our"). By using this website or contacting us, you agree to these Terms.

1. About VIRA

VIRA is an insurance advisory practice providing guidance, policy comparison, and claims assistance to individuals and businesses. VIRA is not an insurance company; all insurance products referenced on this website are underwritten by the respective licensed insurers, and policy issuance is subject to each insurer's underwriting, terms, and conditions.

2. Use of This Website

• This website is intended to provide general information about insurance products and VIRA's advisory services. It does not constitute a policy document, quotation, or binding offer of insurance.
• You agree to use this website only for lawful purposes and not to misuse any content, forms, or contact mechanisms provided on it.
• You agree to provide accurate and complete information when submitting an enquiry, as inaccurate information may affect the advice or quotations we are able to provide.

3. Nature of Advisory Services

• VIRA compares insurance products across multiple insurers and provides recommendations based on the information you share with us.
• Final policy issuance, pricing, terms, and claim settlement are determined solely by the relevant insurance company, in accordance with their underwriting guidelines and the policy terms and conditions.
• Any indicative premium, coverage summary, or comparison shared by VIRA is for guidance only and is superseded by the actual policy document issued by the insurer.

4. No Guarantee of Outcome

While VIRA assists with claims documentation and insurer follow-up, VIRA does not guarantee approval, timeline, or quantum of any insurance claim, as these are determined by the insurer based on policy terms, applicable law, and the specific facts of each claim.

5. Intellectual Property

All content on this website — including text, graphics, logos, and design — is the property of VIRA or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

6. Third-Party Links

This website may contain links to insurer websites or other third-party resources for your convenience. VIRA does not control and is not responsible for the content, accuracy, or practices of these external websites.

7. Limitation of Liability

To the extent permitted by law, VIRA shall not be liable for any indirect, incidental, or consequential loss arising from your use of this website or reliance on general information provided on it. Nothing in these Terms limits any liability that cannot be excluded under applicable Indian law.

8. Governing Law

These Terms are governed by the laws of India, and any disputes arising from your use of this website or our services shall be subject to the jurisdiction of the courts at Ahmedabad, Gujarat.

9. Changes to These Terms

We may revise these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

10. Contact Us

• Email: contact.venusinsurance@gmail.com
• Phone: +91 97257 13478
• Address: D/604, Titanium Business Park, Corporate Rd, Makarba, Ahmedabad – 380051