Last updated: 28 July 2026
Venus Insurance & Risk Advisors ("VIRA") is an insurance advisory practice. VIRA is not an insurance company and does not underwrite, issue, or guarantee any insurance policy. All insurance products discussed, compared, or recommended on this website are underwritten by third-party licensed insurance companies, and their issuance is entirely subject to each insurer's own underwriting assessment, terms, conditions, and exclusions.
The content on this website — including descriptions of insurance products, coverage explanations, FAQs, and policy point checklists — is provided for general informational and educational purposes only. It is not intended as, and should not be relied upon as, a substitute for reading the actual policy wording, prospectus, and terms and conditions issued by the insurer at the time of policy purchase.
Any indicative premium, sum insured, or coverage summary discussed by VIRA's advisory team is for guidance purposes only. Actual policy terms, premium, sum insured, exclusions, and claim eligibility are determined solely by the concerned insurance company based on their underwriting guidelines, the information disclosed by the applicant, and the specific facts of any claim. VIRA does not guarantee policy issuance, claim approval, claim amount, or claim settlement timeline.
VIRA's advisory, comparison, and claims support services are provided to clients without a separate advisory fee in most cases. VIRA may receive commission or remuneration from insurance companies in accordance with applicable IRDAI regulations when a client purchases a policy through VIRA's facilitation. This does not affect the impartiality of the comparison and recommendations we provide, and clients are welcome to ask about the basis of any specific recommendation.
Nothing on this website constitutes legal, tax, or financial advice. Insurance decisions should be made based on your individual circumstances, and where relevant, in consultation with a qualified legal, tax, or financial advisor in addition to VIRA's insurance-specific guidance.
While VIRA takes reasonable care to keep the information on this website accurate and up to date, insurance products, premiums, and regulations change over time. VIRA does not warrant that all information on this website is current, complete, or error-free, and recommends confirming specific product details directly with our advisory team before making a purchase decision.
For any questions regarding this disclaimer, please contact us at contact.venusinsurance@gmail.com or +91 97257 13478.