Mechanical and electrical erection carries risk right through testing and commissioning. VIRA structures Erection All Risk cover for plant, machinery and power project contractors across Gujarat.
Once civil construction is complete, the erection of plant, machinery and electrical systems — and their subsequent testing and commissioning — carries a distinct set of risks separate from the construction phase itself. Erection All Risk (EAR) insurance covers this stage specifically, protecting mechanical and electrical equipment during installation, alignment, and the testing/commissioning process. VIRA structures EAR cover for EPC contractors, power and solar project developers, and industrial plant installers across Gujarat.
Erection All Risk insurance covers physical loss or damage to machinery, plant, and equipment during the erection, installation, and testing/commissioning phases of a project — from the point equipment arrives on site through mechanical completion and often a defined maintenance period thereafter. It typically covers perils like fire, flood, faulty erection, operator error during testing, and mechanical/electrical breakdown occurring specifically during the commissioning process — risks that are materially different from, and not covered by, a standard Contractor All Risk policy focused on civil works.
Any project involving the installation and commissioning of mechanical or electrical equipment carries erection-phase risk.
Firms erecting turbines, transformers, solar arrays, and associated electrical infrastructure.
Contractors installing manufacturing machinery, process equipment, and production lines.
Companies handling mechanical, electrical and plumbing installation in large commercial or industrial buildings.
Manufacturers or suppliers whose contracts include on-site erection and commissioning responsibility.
Cover mapped to the erection, installation, and commissioning stages of your project.
Physical loss or damage to plant and machinery while being installed, aligned, or positioned on site.
Transformers, switchgear, cabling and associated electrical infrastructure during installation.
Cover extending through the testing and trial-run period before the project is handed over.
Limited civil works directly tied to the erection process, such as foundations for machinery.
Injury or property damage claims from third parties arising during erection and commissioning activity.
Optional cover extending into the post-commissioning maintenance/defect liability period.
Free advisory. No obligation. We'll respond within one business day.
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